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Securities offered through Quincy Wells Capital, LLC, member FINRA/SIPC.
QOZ Advisors is a marketing name used by QOZ Advisors LLC. QOZ Advisors LLC is not a registered broker-dealer or investment adviser.
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Capital gains planning after selling a business
Selling your business is a major financial transition. Organize your capital gain, sale timing and cash needs before evaluating opportunity zone investing.
What should you consider before investing after a business sale?
Separate your sale proceeds, estimated taxable gain and money available to invest. Review timing and tax questions with your CPA, reserve cash for commitments, and evaluate any investment’s risks and access to cash.
Start with the decision in front of you.
Preparing to sell
Identify questions for your CPA or attorney, note expected timing, and think about the money you want to keep available.
Under contract
Separate what is agreed from what could still change. Note expected closing payments and amounts that may arrive later.
Already sold
Start with your actual closing date and estimates your tax professional has prepared. An organized review is better than a rushed investment decision.
Three numbers. Three different questions.
- What does the transaction pay you? Note cash received and amounts expected later.
- What does your tax professional expect? Ask for an explanation of your estimated taxable gain.
- What could remain invested? Consider taxes, debt, spending, family plans and other commitments.
Where opportunity zone investing enters the conversation.
A first conversation can help frame whether opportunity zone investing warrants further review alongside your broader plans. Risks, fees, liquidity and fit matter alongside potential tax considerations.
What happens after you reach out?
- Share a starting point. Your sale stage, approximate timing, contact preference, investment range and questions are enough to begin.
- Paul reviews the inquiry. He follows up to clarify your questions and discuss the next step.
- Arrange a conversation if helpful. Appointments are up to 45 minutes.
Do I need to wait until my business is sold?
No. You can begin with a planned sale, a transaction under contract or a completed sale.
Is $100,000 a required minimum?
Our general investment guideline is $100,000. Smaller amounts may be considered case by case. Each offering has its own minimum investment and eligibility requirements. Meeting an investment amount does not establish investor qualification or suitability.
Do I need to send tax returns or sale documents?
Not for the initial inquiry. Please do not submit confidential documents.
Questions to bring to your CPA and investment professional
Is the sale price the same as my taxable capital gain?
No. Sale proceeds, taxable gain and investable cash are different figures. Ask your CPA to review your basis, transaction structure, selling costs and the tax character of each component before using an estimate to evaluate an investment.
Does every part of a business sale qualify for opportunity zone treatment?
Do not assume that it does. Your tax professional should identify any potentially eligible gain, applicable timing and reporting requirements. An investment’s tax treatment does not establish whether it fits your objectives or cash needs.
What should I evaluate besides potential tax benefits?
Review the underlying investment, sponsor experience, fees, conflicts, risk of loss, liquidity restrictions and holding period. Reserve cash for taxes and other commitments before considering an investment.
Use the fund evaluation checklist · Prepare with the business-sale guide