Securities offered through Quincy Wells Capital, LLC, member FINRA/SIPC.
QOZ Advisors is a marketing name used by QOZ Advisors LLC. QOZ Advisors LLC is not a registered broker-dealer or investment adviser.
Check Paul Hogenson on FINRA BrokerCheck · Quincy Wells Capital on BrokerCheck · SIPC
Business-sale planning guide
Use your browser’s print dialog to save a copy. Printed layout still requires final review. No entries are collected on this page.
Make this guide your working agenda.
Use it before your first conversation or update it as the sale develops. Write “unknown” where you need help. Keep dates and estimates labeled, and record who will confirm an answer.
- Gather the facts you already know.
- Choose the three questions that matter most to you.
- Leave the conversation with a named owner and next step for each open question.
Private working copy. This page does not save or send entries. Print it to make handwritten notes.
1. Write down the transaction facts.
- Stage: considering a sale, preparing, under contract or already closed.
- Actual or expected closing date; label estimates clearly.
- Who owns or sold the business or interest?
- What is being sold? Ask your professional team to describe the structure.
- Which payments are confirmed, and which depend on future events?
My transaction stage and date:
The most important fact I still need to confirm:
2. Separate proceeds, gain and your investment budget.
Keep three headings in your notes. Under sale proceeds, record what the transaction pays and when. Under taxable gain, record the estimate provided by your tax professional, who prepared it and when. Under potential investment allocation, record the amount you are considering after allowing for your other needs. Leave unknown amounts blank.
Questions to ask your CPA or tax attorney:
- What is included in my estimate, and which amounts may receive different treatment?
- What assumptions could change before or after closing?
- What payment obligations and dates should I plan around?
- What effect could payments received later have on the analysis?
Sale proceeds
Amount and expected receipt date:
Confirmed or estimated? Source/date:
Taxable gain estimate
Amount reviewed by my tax professional:
Prepared by / date / still uncertain:
Potential investment
Amount I may consider after other needs:
What could change this amount?
3. Protect the money you need available.
List taxes, debt payments, living costs, family commitments and any new business plans. Then consider how much could remain invested if access were limited or distributions were delayed. This is a conversation about your circumstances, not a recommended allocation formula.
Money I need available, and when:
What would change my investment plans?
4. Evaluate the investment as well as the tax question.
- How could this investment lose money?
- How long might my money be unavailable, and what are the limits on an early exit?
- What fees, financing and conflicts should I understand?
- What is assumed about distributions, and what happens if they are delayed or do not occur?
- What do I need to know about the manager, strategy and investment documents?
- How would this fit with my other holdings and future plans?
Do not treat a hypothetical return or assumed distribution as a promise. Ask your professional team to distinguish an illustration from terms supported by the actual offering documents.
5. Organize timing questions for professional review.
Keep sale dates, payment dates, estimated tax obligations and any proposed investment date separate. Tell your professional team whether a date is actual or expected, and whether the transaction involves you directly or an entity. This guide does not calculate an investment window.
Timing question / person reviewing it / follow-up date:
My next unresolved decision
The question that needs an answer:
Person responsible for confirming it:
Information they need from me:
Agreed follow-up date (not a tax or investment deadline):
6. Prepare your first conversation with Paul.
Bring your sale stage, approximate timing, preferred contact method, possible investment range and three questions. Estimates and “not sure” are useful answers. Our general investment guideline is $100,000. Smaller amounts may be considered case by case. Each offering has its own minimum investment and eligibility requirements. Meeting an investment amount does not establish investor qualification or suitability. an initial appointment is up to 45 minutes.
My three questions:
1.
2.
3.
Let Paul know if you would like to involve your CPA or attorney. Agree on authorization and a suitable sharing method before exchanging confidential information.
My conversation agenda
- I have labeled my sale stage and dates as actual or estimated.
- I have kept sale proceeds, gain and possible investment amount separate.
- I have identified cash needs and the questions still requiring professional review.
- I have chosen three questions and noted whom I would like involved.
Completing this agenda does not establish investment eligibility or suitability. You can begin a conversation while some answers remain unknown.
After the conversation
Next step we agreed on:
Owner and follow-up date:
What must be reviewed before I make a decision?
To discuss your business-sale questions: Paul Hogenson, QOZ Advisors · 480-914-1031. General investment guideline: $100,000; smaller amounts may be considered case by case. Offering minimums and eligibility vary. Appointments are up to 45 minutes.